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Our mortgage advisers

Licensed mortgage advisers from Evolve Group Limited — FSP711891.

Nevil Chand, licensed mortgage adviser at Evolve Group

Nevil Chand

Founder & Licensed Mortgage Adviser

Nevil is the founder of Evolve Group Limited. His style — confirmed in client testimonials on evolving.co.nz — is to take the time to understand each borrower's specific situation and explain the finer details in plain language. He set Evolve up to "flip the model and give back" — a portion of each settled loan goes to a client-nominated charity. Nev works with first-home buyers, refinancers, investors and self-employed borrowers across the big-5 banks and the non-bank panel.

Verified 2026-06-07 · evolving.co.nz ↗
FSP licence: FSP711891 (Evolve Group Limited)
Mark, licensed mortgage adviser at Evolve Group

Mark

Licensed Mortgage Adviser

Mark is a licensed adviser at Evolve Group Limited, working alongside Nev on mortgage and protection enquiries. Confirmed as a licensed adviser via the sister Evolve site healthinsurancecomparison.co.nz, where his profile photo is published. He acts under the Evolve FAP licence (FSP711891) and the Code of Professional Conduct for Financial Advice Services.

FSP licence: FSP711891 (Evolve Group Limited)

What our advisers do

  • Assess your borrowing capacity against each lender's servicing test.
  • Compare carded specials against negotiated rates and cashback offers.
  • Structure fixed/floating splits to match your rate-fixing preference.
  • Navigate Kāinga Ora First Home Grant + First Home Loan + KiwiSaver withdrawal eligibility.
  • Handle the application end-to-end with the lender on your behalf.

What our advisers don't do

  • Charge you fees. The lender pays us on settlement (see how we are paid).
  • Provide tax, legal, or accounting advice. We refer you to specialists.
  • Recommend property investment strategies. We arrange the lending, not the deal.

Adviser credentials

Every Evolve Group adviser:

  • Holds the New Zealand Certificate in Financial Services (Level 5).
  • Is registered on the FSP Register.
  • Acts under our FAP licence (FSP711891) and our disclosure statement.
  • Is bound by the Code of Professional Conduct for Financial Advice Services.

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