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Get Expert Help Finding Your Best Home Loan

We connect you with experienced mortgage brokers who compare rates from NZ's major banks and lenders. Get personalized advice and help securing the right home loan for your situation.

Lowest carded 2-year rate in current snapshot

4.79%from ANZ
Special Rate
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Current NZ Mortgage Rates

Indicative rates from NZ's major lenders • Our brokers help you compare rates

LenderRateTypeLVRMonthly Payment
ANZ
ANZ
Special Rate
4.49%
fixedUp to 80%
$2530
on $500k loan
ASB
ASB
Special Rate
4.49%
fixedUp to 80%
$2530
on $500k loan
BNZ
BNZ
Special Rate
4.49%
fixedUp to 80%
$2530
on $500k loan
Kiwibank
Kiwibank
Special Rate
4.49%
fixedUp to 80%
$2530
on $500k loan
Westpac
Westpac
Special Rate
4.49%
fixedUp to 80%
$2530
on $500k loan
TSB Bank
TSB Bank
Special Rate
4.54%
fixedUp to 80%
$2545
on $500k loan
SBS Bank
SBS Bank
Special Rate
4.59%
fixedUp to 80%
$2560
on $500k loan
Heartland Bank
Heartland Bank
Special Rate
4.64%
fixedUp to 80%
$2575
on $500k loan
* Rates shown are indicative only and subject to lending criteria. Your actual rate may vary based on your circumstances.

Our Brokers Work with All Major NZ Banks

Get access to competitive rates from NZ's major lenders

ANZ
ASB
BNZ
Kiwibank
Westpac
TSB Bank
The Co-operative Bank
Heartland Bank
SBS Bank
RaboDirect
HSBC
China Construction Bank

Plus specialist lenders and non-bank options

15+
Major Lenders
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Mortgage Calculator

Calculate your monthly payments and see how much you could save

$500,000
4.8%
30 years

Monthly Payment

$0

Total Interest

$0

Total Amount Payable$500,000
Total Payments360 months

Payment Breakdown

Principal$500,000
Total Interest$0

360

Total Payments

0.0%

Interest Rate Impact

You could save thousands!

A 0.5% lower interest rate could save you $0 over the life of your loan.

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Licensed FAP — Evolve Group Limited
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Operated by Evolve Group Limited (FSP711891). Licensed by the Financial Markets Authority. Your enquiry will be handled by a licensed mortgage adviser.

Frequently Asked Questions

Everything you need to know about home loans in New Zealand

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