{
  "schema_version": "1.0",
  "observed_at": "2026-05-21T00:27:41.120Z",
  "operator": {
    "legal_entity": "Evolve Group Limited",
    "fsp_number": "711891",
    "licence_type": "Licensed Financial Advice Provider",
    "regulator": "Financial Markets Authority (NZ)"
  },
  "lenders": [
    {
      "slug": "anz",
      "name": "ANZ",
      "category": "big-5",
      "legal_entity": "ANZ Bank New Zealand Limited",
      "primary_website": "https://www.anz.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 13,
      "endpoints": {
        "facts": "/api/lender/anz/facts.json",
        "summary": "/api/lender/anz/summary.md",
        "website_page": "/banks/anz"
      }
    },
    {
      "slug": "asb",
      "name": "ASB",
      "category": "big-5",
      "legal_entity": "ASB Bank Limited",
      "primary_website": "https://www.asb.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 8,
      "endpoints": {
        "facts": "/api/lender/asb/facts.json",
        "summary": "/api/lender/asb/summary.md",
        "website_page": "/banks/asb"
      }
    },
    {
      "slug": "bnz",
      "name": "BNZ",
      "category": "big-5",
      "legal_entity": "Bank of New Zealand",
      "primary_website": "https://www.bnz.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 8,
      "endpoints": {
        "facts": "/api/lender/bnz/facts.json",
        "summary": "/api/lender/bnz/summary.md",
        "website_page": "/banks/bnz"
      }
    },
    {
      "slug": "china-construction",
      "name": "China Construction Bank",
      "category": "other-bank",
      "legal_entity": "China Construction Bank (New Zealand) Limited",
      "primary_website": "https://nz.ccb.com",
      "rbnz_registered_bank": true,
      "rate_count": 0,
      "endpoints": {
        "facts": "/api/lender/china-construction/facts.json",
        "summary": "/api/lender/china-construction/summary.md",
        "website_page": "/banks/china-construction"
      }
    },
    {
      "slug": "heartland",
      "name": "Heartland Bank",
      "category": "other-bank",
      "legal_entity": "Heartland Bank Limited",
      "primary_website": "https://www.heartland.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 0,
      "endpoints": {
        "facts": "/api/lender/heartland/facts.json",
        "summary": "/api/lender/heartland/summary.md",
        "website_page": "/banks/heartland"
      }
    },
    {
      "slug": "hsbc",
      "name": "HSBC",
      "category": "other-bank",
      "legal_entity": "HSBC (New Zealand branch)",
      "primary_website": "https://www.hsbc.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 0,
      "endpoints": {
        "facts": "/api/lender/hsbc/facts.json",
        "summary": "/api/lender/hsbc/summary.md",
        "website_page": "/banks/hsbc"
      }
    },
    {
      "slug": "icbc",
      "name": "ICBC",
      "category": "other-bank",
      "legal_entity": "Industrial and Commercial Bank of China (New Zealand) Limited",
      "primary_website": "https://www.icbcnz.com",
      "rbnz_registered_bank": true,
      "rate_count": 0,
      "endpoints": {
        "facts": "/api/lender/icbc/facts.json",
        "summary": "/api/lender/icbc/summary.md",
        "website_page": "/banks/icbc"
      }
    },
    {
      "slug": "kiwibank",
      "name": "Kiwibank",
      "category": "big-5",
      "legal_entity": "Kiwibank Limited",
      "primary_website": "https://www.kiwibank.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 13,
      "endpoints": {
        "facts": "/api/lender/kiwibank/facts.json",
        "summary": "/api/lender/kiwibank/summary.md",
        "website_page": "/banks/kiwibank"
      }
    },
    {
      "slug": "rabodirect",
      "name": "Rabobank",
      "category": "other-bank",
      "legal_entity": "Rabobank New Zealand Limited",
      "primary_website": "https://www.rabobank.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 0,
      "endpoints": {
        "facts": "/api/lender/rabodirect/facts.json",
        "summary": "/api/lender/rabodirect/summary.md",
        "website_page": "/banks/rabodirect"
      }
    },
    {
      "slug": "sbs",
      "name": "SBS Bank",
      "category": "other-bank",
      "legal_entity": "SBS Bank",
      "primary_website": "https://www.sbsbank.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 15,
      "endpoints": {
        "facts": "/api/lender/sbs/facts.json",
        "summary": "/api/lender/sbs/summary.md",
        "website_page": "/banks/sbs"
      }
    },
    {
      "slug": "cooperative",
      "name": "The Co-operative Bank",
      "category": "other-bank",
      "legal_entity": "The Co-operative Bank Limited",
      "primary_website": "https://www.co-operativebank.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 16,
      "endpoints": {
        "facts": "/api/lender/cooperative/facts.json",
        "summary": "/api/lender/cooperative/summary.md",
        "website_page": "/banks/cooperative"
      }
    },
    {
      "slug": "tsb",
      "name": "TSB Bank",
      "category": "other-bank",
      "legal_entity": "TSB Bank Limited",
      "primary_website": "https://www.tsb.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 16,
      "endpoints": {
        "facts": "/api/lender/tsb/facts.json",
        "summary": "/api/lender/tsb/summary.md",
        "website_page": "/banks/tsb"
      }
    },
    {
      "slug": "westpac",
      "name": "Westpac",
      "category": "big-5",
      "legal_entity": "Westpac New Zealand Limited",
      "primary_website": "https://www.westpac.co.nz",
      "rbnz_registered_bank": true,
      "rate_count": 17,
      "endpoints": {
        "facts": "/api/lender/westpac/facts.json",
        "summary": "/api/lender/westpac/summary.md",
        "website_page": "/banks/westpac"
      }
    }
  ]
}